You submit a redemption request for ₹1 lakh, but the amount credited to your bank account is lower. The difference may come from an exit load, even when the investment has earned a profit. An exit load in mutual fund is charged when units are redeemed before the period specified by the scheme. The rate, […]
What Is Exit Load in Mutual Funds and How Is It Calculated? Read More »
Choosing between a mutual fund, PMS, SIF and AIF is not simply a matter of selecting the product with the highest minimum investment. A product that accepts ₹1 crore is not automatically better than one that accepts a small SIP. It may simply offer a different ownership structure, investment strategy, liquidity arrangement and level of
Mutual Fund, PMS, SIF or AIF: Which Investment Is Right for You? Read More »
Many investors want monthly income from mutual funds, but they do not want to sell their entire investment at once. This is where SWP becomes useful. It helps you withdraw a fixed amount regularly while the remaining money stays invested. But here is the important point: SWP is not a guaranteed income product. It is
What is SWP in Mutual Fund? How It Works & Benefits Read More »
A liquid mutual fund is a type of debt mutual fund that is mainly used for short-term money parking. It is suitable for people who want better return potential than a savings account but also want quick access to their money. Liquid funds usually invest in short-term debt and money market instruments. These instruments have
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Small cap mutual funds are equity mutual funds that mainly invest in small-cap companies. These companies are usually smaller than large-cap and mid-cap companies, but they may have strong growth potential. Small cap funds can give good returns over the long term, but they also carry higher risk. Their value can move up and down
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Yes, it is possible to change SIP amount, but in most cases you cannot directly edit the existing SIP amount every month. If you want to increase your SIP, you can use a SIP Top-Up facility or make an additional investment in the same mutual fund folio. SIP is a disciplined way to invest regularly
Is It Possible to Change SIP Amount Without Stopping SIP? Read More »
A SIP, or Systematic Investment Plan, is one of the easiest ways to start investing in mutual funds. Instead of investing a large amount at once, SIP allows you to invest a fixed amount regularly, such as monthly or quarterly. This makes it useful for salaried employees, students, beginners, and middle-class Indian families who want
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A systematic transfer plan is a mutual fund facility that allows you to transfer money automatically from one mutual fund scheme to another at fixed intervals. In simple words, instead of investing a large lump sum into equity funds in one go, you can first park the money in a liquid or debt fund and
What is Systematic Transfer Plan? Meaning, Benefits, Risks & Example Read More »
A small fee of 0.5% or 1% may not look like a big deal when you start a SIP. But over 10, 15, or 20 years, this small cost can silently reduce your final wealth by lakhs of rupees. This cost is called Mutual Fund Expense Ratio. It is one of the most important charges
How Mutual Fund Expense Ratio Affects Your SIP and Long-Term Wealth Read More »
Many investors compare direct vs regular mutual funds only after noticing that the same scheme shows two different NAVs and slightly different returns. The confusion is natural. Both plans invest in the same portfolio, are managed by the same fund manager, and follow the same investment objective. The main difference is the route through which
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