Indian Overseas Bank Balance Check Number

Indian Overseas Bank Balance Check Number

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Indian Overseas Bank (IOB) offers several easy ways to check your account balance. Customers can use online services such as Internet Banking, Mobile Banking, and UPI apps or choose offline methods like missed call banking, SMS banking, and ATMs. These services help you check your available balance anytime without visiting a bank branch.

Table of Contents

Indian Overseas Bank Balance Enquiry Numbers

Indian Overseas Bank provides dedicated numbers for balance enquiry through missed calls, SMS, and WhatsApp Banking. Make sure your mobile number is registered with your bank account before using these services.

Service Number
IOB Balance Enquiry Number
9210622122
IOB Missed Call Balance Enquiry Number
9210622122
IOB SMS Banking Number
8424022122
IOB WhatsApp Banking Number
8424022122

 These services can be used to check account balances without visiting the bank. Missed call and SMS banking are available only for customers who have registered their mobile number with Indian Overseas Bank.

Ways to Check Your Indian Overseas Bank Account Balance

Indian Overseas Bank offers multiple balance enquiry options to suit different customer needs. Whether you have internet access or prefer offline banking, you can choose any of the following methods to check your account balance:

#1 Check Balance Using the Missed Call Service

The missed call service is one of the quickest ways to check the IOB account balance. You only need to give a missed call from your registered mobile number.

Steps to check your balance:

  1. Dial 9210622122 from your registered mobile number.
  2. Disconnect the call after it rings.
  3. Wait for a few seconds.
  4. You will receive an SMS containing your available account balances.

This service works only if your mobile number is linked to your Indian Overseas Bank account.

#2 Check Balance Through SMS Banking

IOB customers can also check their account balances through SMS Banking.

Follow these steps:

  1. Open the Messages app on your mobile phone.

  2. Type SMS in the required format:

BAL <Last 4 Digits of Account Number>

Example:

BAL 1234

  1. Send the message to 8424022122.

  2. You will receive an SMS with your current account balance.

Ensure that the SMS is sent from your registered mobile number.

#3 Use the IOB Mobile Banking App

Indian Overseas Bank provides a mobile banking app that lets customers access banking services from their smartphones.
Steps to check your account balance:
  1. Download the official IOB Mobile Banking app from the Google Play Store or Apple App Store.
  2. Log in using your registered credentials or MPIN.
  3. Go to the Accounts or My Accounts section.
  4. Select the account you want to view.
  5. Your current account balance will be displayed on the screen.
The app also allows you to transfer funds, pay bills, and view recent transactions.

#4 Check Balance with Internet Banking

Customers with activated IOB Internet Banking can check their account balance anytime via the official online banking portal.
Steps to check your balance:
  1. Visit the official Indian Overseas Bank Internet Banking website.
  2. Log in using your User ID and Password.
  3. Open the Accounts section.
  4. Select the account for which you want to check the balance.
  5. Your available account balance and account details will appear on the screen.
Internet Banking also lets you download account statements, transfer money, and manage other banking services.

#5 Check Account Balance via UPI Apps

If your Indian Overseas Bank account is linked to a UPI application, you can easily check your balance without logging into Internet Banking.
Steps to check your balance:
  1. Open any UPI app on your smartphone.
  2. Log in using your security PIN or biometric authentication.
  3. Select the bank account linked to Indian Overseas Bank.
  4. Tap Check Balance or Bank Balance.
  5. Enter your UPI PIN.
  6. Your available account balance will be displayed instantly.
This method works with most UPI-enabled applications linked to your IOB account.

#6 Balance Enquiry at an ATM

You can also check your Indian Overseas Bank account balance by visiting any ATM.
Steps to check your balance:
  1. Insert or swipe your Indian Overseas Bank Debit Card.
  2. Enter your 4-digit ATM PIN.
  3. Select the Balance Enquiry option.
  4. Choose your account type if prompted.
  5. Your account balance will be displayed on the ATM screen.
  6. You may also receive a printed receipt showing your available balance.
  7. This method is useful if you prefer offline banking or do not have access to internet services.

#7 View Balance in the IOB mPassbook

Indian Overseas Bank offers an mPassbook facility that allows customers view their account balance and transaction history digitally. It works like a physical passbook but can be accessed anytime on your mobile device.
Steps to check your balance using the mPassbook:
  1. Download the official IOB mPassbook app on your smartphone.
  2. Register or log in using your mobile number and MPIN.
  3. Select your bank account.
  4. Open the passbook section.
  5. Your current account balance and recent transactions will be displayed.
The mPassbook is useful for customers who want to keep track of their account activity without visiting a branch.

#8 Check Balance Using USSD Banking

Customers without internet can use USSD banking service to check their account balance from a registered mobile number.
Steps to check your balance:
  1. Dial *99*52# from your registered mobile number.
  2. Select your preferred language.
  3. Follow the instructions displayed on the screen.
  4. Enter the required banking details when prompted.
  5. Choose the Balance Enquiry option.
  6. Your account balance will be displayed on your mobile phone.
USSD banking works on both smartphones and feature phones, making it a convenient option for customers without internet.

#9 Balance Enquiry Through WhatsApp Banking

Indian Overseas Bank also offers balance enquiry through its WhatsApp Banking service.
Steps to check your balance:
  1. Save 8424022122 on your mobile phone.
  2. Open WhatsApp and send Hi to this number using your registered mobile number.
  3. Follow the instructions provided in the chat.
  4. Select the balance enquiry option from the available services.
  5. Your account balance will be shared in the WhatsApp conversation.
This service provides a simple way to access banking services without visiting a branch or logging into Internet Banking.

FAQs

Is there any charge for using the IOB missed call balance enquiry service?

No, Indian Overseas Bank does not charge customers for using the missed call balance enquiry service. However, your telecom operator’s standard charges may apply if applicable.

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You may not receive an SMS if your mobile number is not registered with your Indian Overseas Bank account, there is a network issue, or the banking service is temporarily unavailable.

Yes. You can check your account balance without internet by using the missed call service, SMS banking, USSD banking, or by visiting an ATM.

You should always use the mobile number that is registered with your Indian Overseas Bank account. Balance enquiry services may not work from an unregistered number.

Yes. If multiple Indian Overseas Bank accounts are linked to your Mobile Banking profile, you can select the desired account and view its available balance from the app.

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