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Your financial health in India Retirement planning is extremely important. With advancing life expectancy and increasing changes to family structures that are traditionally supportive, one needs effective retirement strategy to ensure financial independence when one is in a long-awaited free phase of life. How does one plan for retirement, Gathering assets for the golden years […]

This method of tax harvesting has become particularly useful amongst Indian investors who wish to lower their tax obligations while simultaneously improving portfolio performance. With the right understanding and application of this method, it is possible for one to lower taxes and also achieve a better return on investments. Comprehending Tax’s Portion Tax harvesting is

Effective management of loans is important to an individual’s financial well-being. Whether dealing with student loans, credit card debt, or personal loans, the right repayment strategies can significantly reduce the financial burden and enhance one’s peace of mind. Presented in this article is a detailed framework to help navigate through all stages of loan repayment.

Being rich is not the only reason why you should manage your money— being smart with your money is equally important. Personal finance is the art of “making your income work” by ensuring it meets your current purchases while preparing for the foreseeable future. It involves attaining equilibrium between spending, saving, investing, and safeguarding your

With respect to finance, cryptocurrency is one of the hastily murmured words on the lips of people and industries and there is sufficient justification for it. To invest, it is digital, decentralized and capable of turning a mediocre individual into a millionaire (at times escalated back to mediocre form). So what really is cryptocurrency? Will

An Initial Public Offering (IPO) serves as a watershed moment for a company. IPOs allow private businesses to access public capital markets. This passage from private ownership to a publicly traded company can create tremendous opportunities to expand, but at the same time, increase scrutiny, regulation, transparency, and market dynamics. At its core, IPOs provide

In the modern world where everything is fast-paced and cashless, credit cards are as crucial as mobile phones, if not more. But for many middle-income earners and new users, knowing how to use them without falling into a debt trap is very important. This guide presents everything in simplistic ways to ensure you make the

What is Insurance? Consider life to be a long road trip. You have your destinations (dreams), a car (income), and a journey that is riddled with uncertainties (surprises in life). The critical question is this: Are you embarking on an hour-long road trip with a spare tire and emergency kit? That’s where insurance comes in.