Health Insurance

The health insurance age limit in India is not the same for every policy. After IRDAI’s 2024 changes, the old 65-year reference for buying health insurance has been removed, so senior citizens above 65 can also look for health insurance options. However, this does not mean every policy will accept every person automatically. Approval can […]

Learn what a group mediclaim policy means, what it covers, how claims work, and why a personal health policy still matters.

Learn eligibility, benefits, and how to apply for a government health insurance scheme in India, including PM-JAY and state plans.

Learn what general insurance means, its benefits, claim process, exclusions, and key checks before buying a policy in India.

Learn CSR, ICR, and how to compare health insurers in India beyond just the claim ratio.

When you buy health insurance, one question matters more than the premium: will the insurer actually pay when you need it most? That is where the health insurance claim settlement ratio comes in. It is one of the most searched numbers in India because it looks like a quick way to judge an insurer’s reliability.

Compare cashless and reimbursement health insurance claims, documents, timelines, rejection risks, and which option suits your situation best.

Understand mediclaim policy meaning, benefits, coverage, exclusions, and the claim process in simple Indian terms.

Individual health insurance is a policy that covers one person and gives that person a separate sum insured. If the insured person makes a claim, the coverage of other family members does not get reduced because each insured person has their own limit. For many Indian buyers, that makes it a practical option when personal