Paying the premium does not cover every medical expense. Your claim must follow the policy terms.
Did you hide an illness, surgery or tobacco use? Incorrect disclosure can affect your claim.
Some diseases and treatments have a waiting period. Claims made too early may not be covered.
Every policy has a list of exclusions. Excluded treatments may not be payable.
An inactive policy may not cover hospitalisation. Always renew your policy on time.
Every policy has a list of exclusions. Excluded treatments may not be payable.
Disclose your health details, check exclusions and renew on time.